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Whether you’re running late to pick the kids up from school, or you’re trying to get to the station before your next train leaves, it can be tempting to put your foot down. But there is never an excuse to speed.
Unfortunately, our research shows speeding is still very common on UK roads. Almost a third of drivers say they’ve attended a speed awareness course — yet many still go on to re-offend.
More drivers are taking speed awareness courses
Speed awareness course attendance is at its highest level on record, with more than 1.85 million motorists completing a course in 2025. But 31% of those who attended say they later received another speeding ticket.
Speeding offences continue to rise
It doesn’t look like speed offenses are going to slow down any time soon.
Data from the Home Office shows that more than 2.5 million Fixed Penalty Notices were issued for speeding in 2024 — an increase of 9% on the previous year. Speed‑related offences made up 86% of all FPNs issued.
Drivers often choose a course because it’s usually cheaper than the standard £100 fine and 3 penalty points. But you can only take one course every three years. If you’re caught again within that time, you’ll receive points and a fine, or in more serious cases, be referred to court.
More drivers are ending up in court
In the year to September 2025, there were more than 215,000 court convictions for speeding — the highest number since records began in June 2016. Around 60% of these offences were detected by speed cameras, and the average fine was £213.
Kevin Mead, Head of Churchill Motor Insurance, said: “Speeding offences continue to rise, with many motorists reoffending even after attending a speed awareness course. With more than 8,000 speed cameras now operating nationwide, the chances of being caught are higher than ever.”
Speeding can be fatal
In 2024, speed was the most frequently recorded factor in fatal road collisions.
Of all the fatal crashes where a cause was recorded, 59% involved speed — more than behaviour, inexperience, distraction or impairment.
New technology can help with speeding
All new cars sold in the UK now come with Intelligent Speed Assistance (ISA) as standard. ISA uses GPS and camera‑based sign recognition to identify the speed limit and warn drivers if they exceed it.
Some systems can even reduce engine power to help bring the vehicle back within the legal limit.
What can drivers do?
Keep an eye on your speed. Speeding is one of the biggest contributors to serious collisions.
Tell your insurer about any driving offences. Motorists must inform their insurer if they, or anyone covered under their policy, receives penalty points or commits a driving offence.
Be honest. Failing to disclose offences could invalidate your policy or lead to claims being refused.
