If you’re planning a spot of DIY, make sure you take sensible safety precautions, and perhaps think about adding Accidental Damage cover to your insurance in case anything goes wrong.
What to wear for DIY
Always wear protective clothing when doing DIY, such as safety goggles, gloves and a dust mask, particularly if you’re working with potentially hazardous materials like glass or spray paint.
When it comes to your clothes, you could wear a set of overalls over the top of your ordinary clothes, or save some old jeans and a t-shirt for decorating purposes. That way, you won't be bothered by paint splatters and can concentrate on the job at hand.
What to do about fumes
If you're painting walls or using any material that generates toxic fumes or dust, keep the room well ventilated by opening doors and windows.
Store tools safely
DIY tools like drills, saws and hammers can be lethal in the wrong hands, so store them in a safe place, out of the reach of young children and pets.
Ladders used incorrectly can be dangerous, too. So get someone to stand on the bottom rung if you are going up high, and never reach too far to one side as you could lose your balance and fall.
Take your time
Don’t rush a job, as you’re more likely to have an accident. Carefully plan what you need to do before you start. And know your limitations. If you’re unsure about a particular job, consult a professional – particularly when dealing with electrics.
If you do get into trouble, your home insurance should cover you for some circumstances as long you've added Accidental Damage to your policy. .